Thirty years reading money, a lifetime telling stories. I build companies, write books, advise the founders the banks underestimate, and teach the people the textbooks skipped. It all runs on one idea. Capital should answer to character, and a story told well can move both.
One name, three worlds
Write
Books, essays, and the Ir-Reverendly Yours platform. Faith, money, and the Latin diaspora, told without apology.
Enter →Build
Leverage Consulting and a house of ventures across finance, media, coffee, and film. Strategy that ends in something you can hold.
Enter →Teach
Economics for the rooms nobody prepared you for, and leadership for communities the system overlooked. The work behind LIDEL Institute.
Enter →Selected ventures
A working portfolio under Tony Joaquin & Co. Finance, media, hospitality, and film, built to last past the pitch.
Books & works
Del Sol
Short stories from the Latin diaspora, written in the light it was named for.
Chapiadora
A novel about hunger, class, and the women who outlast both.
Kingdom Economics
What faith gets wrong about money, and what money forgets about faith.
Kid Millionaire
Teaching children the language of wealth before the world teaches them fear.
Ir-Reverendly Yours
A reverend's unfiltered field notes on God, doubt, and modern life.
Ir-Reverendly Yours
Essays, teaching, and conversation at the edge of faith and culture. The place where the reverend takes off the collar and tells you what he actually thinks.
Read & subscribe →Writing & presence
New essays from the Substack, and where to find the daily thinking.
From the Substack
Find me
Let's build something worth remembering.
The man
behind the name
Afro-Latino, Brooklyn-born, Palm Beach-based. A banker who became a minister, a minister who never stopped being a banker, and a storyteller the whole time.
Tony Joaquin has spent thirty years inside the machinery of money. Mortgage, fintech, risk, compliance, credit, underwriting. He reads a deal the way other people read a paragraph, and he's just as comfortable rebuilding the model as he is explaining it to the people in the room who decide.
He was born in Brooklyn to a Dominican family and raised on two languages and two ways of seeing the world. That double vision became the work. He holds two bachelor's degrees from Kean University, in organizational psychology and in economics and finance, a Master's in Practical Theology, and a Doctorate in World Religion. The certifications followed the curiosity. FP&A, financial modeling, risk, credit, and the discipline of valuation.
Somewhere along the way he was ordained. As Rev. Dr. Toni JD he has founded churches across New Jersey, New York, Connecticut, Ecuador, the Dominican Republic, and Brazil. He doesn't see the pulpit and the balance sheet as different rooms. Both are about stewardship. Both ask the same question. What are you doing with what you've been given.
Today he advises founders through Leverage Consulting, structures film capital through IMN, and builds a house of ventures under his own name. He's a pianist and a singer, a father to his son Henry, and a man who keeps looking for the same thing in every part of his life. Peace, and a story worth telling.
Education
- Doctorate World Religion
- Master's Practical Theology
- B.A. Economics & Finance Kean University
- B.A. Organizational Psychology Kean University
Credentials
- FP&A Certified FPAC
- Financial Modeling & Valuation FMVA
- Chartered Financial Analyst CFA Level I
- Financial Risk Manager FRM
- Certified Regulatory Compliance CRC
Roles
- Managing Director Dark Alpha Capital
- Founder & Principal Leverage Consulting
- Strategic Advisor IMN Creative
- Minister Rev. Dr. Toni JD
Stories. Strategy. Stewardship.
I exist to put real capital and real counsel in the hands of people the system was never built for, and to tell the stories that make them believe it's possible. That's the whole thing. Everything else is a tactic.
Experience
& expertise
Three decades across mortgage, fintech, risk, compliance, credit, and underwriting. Equally at home in a credit committee and a pulpit.
Deal screening, FP&A, and capital markets work across the acquisitions pipeline. Built the internal deal-team workflow and the broker engagement tooling used by acquisitions associates.
Strategic advisory for founders the banks underestimate. Business funding, financial planning and analysis, mergers and acquisitions, and the financial architecture that makes a good idea fundable. Built for Latino American entrepreneurs first.
Repositioned the group from unpaid finder to paid strategic advisor with embedded participation terms. Structures and pressure-tests film capital, including the current Ítaca Films Madrid mandate.
Three decades across underwriting, compliance, risk management, and structured finance, from origination through institutional capital markets.
Words first,
everything after
A former ghostwriter, now writing in his own voice. Fiction, economics, theology, and the diaspora, published under JODIRO Publishing.
The catalog
Del Sol
Short stories from the Latin diaspora, written in the light it was named for.
Chapiadora
A novel about hunger, class, and the women who outlast both.
Kingdom Economics
What faith gets wrong about money, and what money forgets about faith.
Kid Millionaire
Teaching children the language of wealth before the world teaches them fear.
Ir-Reverendly Yours
A reverend's unfiltered field notes on God, doubt, and modern life.
First Steps
A twelve-week pre-baptism workbook. Faith, made practical and unhurried.
Ir-Reverendly Yours
The essays, the podcast, and the teaching. Faith and culture, examined without the polish and without the fear. Stories worth telling, told by someone who's lived a few of them.
Subscribe on Substack →From the Substack
Latest essays
Elsewhere
The estate
Not a collection of businesses. A house of brands around one idea, built to outlast any single deal. Every mark below opens onto its own world.
Tony Joaquin & Co.
One name over books, businesses, capital, and counsel. The holding company that keeps the whole estate honest to a single standard.
Enterprise & Capital
Leverage Consulting
PrincipalFunding strategy for small and medium businesses. FP&A, M&A, investor equity, and debt servicing across the Latin American diaspora.
Explore →Photon LED
CFOCommercial LED display and monitor distribution. The hardware behind the screens people stop to look at.
Visit site ↗Level 4 Entertainment
CSOGaming, entertainment, and media. Strategy and investment capital, carried to Latin America, the diaspora, and a global faith-based partner.
Visit site ↗IMN Film Fund Management
CFOFilm investment and fund management. Capital with a seat at the table, not a tip jar at the door.
Explore →Hospitality & Lifestyle
Arco Café
PrincipalA Palm Beach coffeehouse built as a gathering place. Good coffee, better conversation, room to think.
Explore →Robusto Coffee
PrincipalAn artisan coffee brand. Bold by name, deliberate by craft.
Explore →Breath of Life · Bambu
PrincipalAthleisure with a voice. Clean lines, honest materials, and a message stitched into the work.
Explore →Media & Publishing
Ministry & Faith
Ir-Reverend Ministries
PrincipalTeaching, discipleship, and resources for people who love God and are tired of pretending. Reverent where it counts.
Explore →Kingdom Unity Project
PrincipalUniting the Latino and Latin diaspora churches of Palm Beach County under one purpose. One body, not one building.
Explore →Institutes & Foundations
Past Ventures · Exited
VERUM Group & Co
Managing PartnerA capital and advisory group built and scaled to exit. Acquired by VILLA Capital Solutions Leaders under VERUM Investment Group.
K Hannah Corp
Managing AdvisorA multisite Goodwill Tire mechanics operation. Advised through growth and acquisition by KR Companies.
Divico Capital
Managing PartnerA private capital venture, built, run, and sold.
BAMBOO Boys
PartnerAn apparel venture taken from idea to acquisition. Acquired by BY Companies.
Americare Home Care
Regional Development DirectorHome care services. Led regional development and market expansion.
Start a
conversation
Direct
- Advisory & consulting Leverage Consulting
- Writing & publishing JODIRO Publishing
- Speaking & teaching LIDEL Institute
- Film & capital IMN Creative